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Flood Plain Financial Assistance and Property Protection Measures

The following financial assistance opportunities are available to communities/citizens before a major flood occurs:

Federal Emergency Management Agency (FEMA) mitigation grants such as Flood Mitigation Assistance (FMA) and Severe Repetitive Loss (SRL)
State or local programs such as grants, loans, and rebates (e.g., General Land Office, Texas Water Development Board, regional flood control districts)
Housing improvement assistance programs such as the Community Development Block Grant (CDBG)
The potential to reduce flood insurance premiums for certain mitigation projects (e.g., elevating the building above the base flood elevation)

The following financial assistance opportunities are available to communities/citizens after a major flood occurs:

Flood insurance
Increased Cost of Compliance for substantially damaged homes (available through flood insurance)
FEMA’s Hazard Mitigation Grant Program (HMGP)
The U.S. Small Business Administration’s post-flood mitigation loan

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